Here is the thread: https://answers.microsoft.com/en-us/windows/forum/all/password-errors-for-microsoft-accounts-when/e84c77fe-cae4-4a08-beb1-0e11cebe3d67
The answer is to on the computer hosting the share to disable the require windows hello sign in, then sign in with the actual password on the host. Now you can from a remote PC access the share using the username and password.
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