im sure its not too difficult to add something like this. it would make most of us much happier than having your customers go through "hoops" to just get their credit card info off of their account so no recurring charges happen. i noticed there is an option to remove your self from the recurring billing but you can not remove your credit/debit card without calling a xbox rep to remove it for you. i love xbox live but this just takes the convenience out of it completely. a one time payment option would be a awesome solution and save everyone the headache of calling support and waiting on hold which seems like forever to do something so simple.