I cannot be the only one who has fallen for yet another Too-Good-To-Be-True Xbox Gold subscription offer, only to find MS deducting ^ times the amount I agreed to from my bank account.
Then refusing to pay the money back because their terms and conditions say they can fleece your personal bank account.
I have always thought it was illegal for someone to retain your credit card details without the cardholders permission but when I have tried to remove them, I am not allowed to do so, and if you talk to support, they fob you off and ignore you.
If MS cannot make sales in an honest and above the board manner, they should be be fined. And if they think it is OK to hold on to people's card details and take money from their accounts that was not agreed (I DON'T CARE ABOUT YOUR (mod removed) T&Cs), someone should go to jail.