I have $80 sitting in my Microsoft account balance that I cannot use to renew my XBL gold. Why is this? No where on the card does it say that I cannot use it to buy gold. It says restrictions apply, but does not mention any. At least put it in the fine print. Microsoft, do you not want my money? I can happily switch to Sony if so. I don't see why you can't just take the $60 out of my account and renew my gold. I refuse to add a credit card or paypal. I hope for a quick response.