I'm a gold member and I downloaded AC UNITY as a free download and played it only once and when I tried to play it today it said please insert disc or sign with your account. So I went to the xbox store and it now wants to charge me 39.99.
That game has never been made available for free. You may want to try checking your transactions at
http://commerce.microsoft.com to see if it shows that you have previously purchased.
The only other way you could have downloaded something seemingly for free, is if someone else had your console set as their Home console. You would have downloaded it if they did. If they set a different console as their Home, then you would no longer have
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