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My guess would be its the game itself, not the save, and therefore you may need to do either of the following:
- Clean th disc thoroughly with a fair amount of pressure applied to the disc but not too much, the reason for the fair amount of pressure is sometime grease/dust can b etched onto the disc, or if the game is played frequently the laser burns and smudges
it even more onto the disc, i found this out :P
- Install the game to your HDD, this is proven to increase performance and stability, especially with Bethesda games, i had to do it with all the Fallouts, and Elder Scrolls games because of their vast performance requirements at times.
- Or try the same disc at a friends house, make sure it works there, if it does then its definitely your Xbox, if it doesn't however hen it'll be the Disc.