I apologize in advance for not using the correct terms, I'm not all that familiar with how things work on Xbox.
I have a family gold xbox live account that has my profile (dad) and my son's profile. Before the conversion from points to real money, I was able to grant an "allowance" of points that would be credited to his profile and a game could be purchased. With the conversion from points I can no longer grant an allowance. The only way I can find to purchase a game for him is to log into my profile, and download it to the console. It is accessible when logged into my profile, but he cannot access it when logged into his profile. How do I download games so he can play them? Is there a way, now that I've already downloaded it to the console, to be able to have him access it from his profile? I have the security pretty tight on his profile... does that have anything to do with it?