So I have this other account I want to buy some clothes and arcade games on. Will I be able to buy the things when I enter the msp code? (The things I'm going to be buying aren't going to be rated M)
You can use the arcade games if you purchase them on another account but you can't use the avatar items.
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You will be able to buy anything with MSP, as long as you have the MSP and it is not prohibited by your region for a person of your age. You should have no issue.