This sounds weird. Ok a while ago, my account was hacked and someone used my XBL account to purchase Black Ops for 60 Bucks.
I called Xbox support and was told there was no refunds under any circumstances, and that I should dispute the charge with VISA. (change passwords, etc)
I did dispute the charge, and Visa refunded me my money. A few days later I decided that I did want Black Ops for real, I went to purchase the game, and the only option was to "Re-download". I thought, "Hey free game alright!" because I truly had the right to dispute the charge as it was not mine.
What I would like to ask is, if I download the game would I be breaking any terms of service rules or laws?