Last week I was charged for 6000 MS Points by someone who had gotten onto my account from another Xbox. I have not used the points and they have stopped getting into my account, but I was wondering something. I contacted my method of payment that I use for XBL purchases, and they have gone to work in order to refund my account the charge. Assuming that I get that refund, not from Microsoft but from my method of payment, what should I do with the points? Are they permanently there, and mine to keep? Or will they be removed once I get refunded? I only ask this because I do not wish to make use of MS Points that I myself did not purchase, unless I get consent from XBL saying I am allowed to do so.