There is one thing I don't understand about Xbox membership. You can pay $60 for 12 months or $10 for one month. The membership isn't any different from 1 month as it is 12 months. So what's up with the price difference. Technically paying $5 dollars a month of a membership should say I shouldn't be paying twice as much for 1 month. Paying for 12 months is basically saying it a guarantee for the 12 months of membership, "if you last that long" this is why the 1 month is so expensive. I f you pay for a 12 month subscription and they permanently ban you 2 months after that, they took $50 from you. But if you pay by month, they'll wait till after you're next payment to ban you so they can get the most out of you. Now if you paid $5 a month by month and they ban you they wouldn't make enough from you and probably spent more in the process of banning you. so if you honestly want to get the most out of your membership, take of the re-occurring fee and just pay for each month by hand. this will allow you to maximize your money and keep them from charging you even though they know they're going to ban you. This also gives them the only option to ban you then so you can decide if you wanna make another subscription or not.