Apologies, but are you trying to say that you have an outstanding balance on your account? If so, please reach out to Xbox Phone Support and get in touch to a Billing Specialist with this matter at 1-800-4MY-XBOX (US & Canada) so they can resolve that for
if you got a remainder on the balance of your account, you can still spend it by on something with a higher price, you can do this by using a different payment option.
Selecting the payment options for the purchase should show you the option to use those 74 cents too.
So if something is priced 5.00 you select the payment option to purchase that and after selection you should get the option to use those 74 cents too, so your balance on the account will be 0 and the payment via the payment option will be 4.26.
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