$50 is a lot to pay all at once to use Netflix and YouTube on the TV. Not to mention getting extra features on certain games. I was never fully happy with the XBox and never really owned one until my friend from work sold me hers because she needed the money for her bills. I also couldn't connect it to the internet and only used it to play certain games that I bought at Walmart at discount that I had wanted for a while. I then began to explore everything that could be done connected to the internet but also the barriers that having basic XBox Live membership presented. I want to put it through to Microsoft that an option to pay monthly installments for a year long subscription should be offered. There could be a lease agreement type thing where the account would have to pay for the first two or three months and then begin paying monthly after that. If payment isn't made on the day it's due, the privileges to XBox Live Gold could be suspended until payment is given. I would think that it would be more convenient for those who don't have all of the money required upon signup.