The X Box Live Rewards page continually asks me to upgrade to Gold, although I am a member of an XBox Live Gold Family Account. I find these Gold Family accounts discriminate against anyone who isn't the primary member - why bother having a family account if every member doesn't get the same access. Also, everyone except the primary member is added automatically as a child, even though the vast majority of families have two adults. Even when I upgrade to an adult member on the family account, I still don't get the same benefits and can't do my own downloads. I'm a 40 year old mother who has been gaming since long before I became a mother - at least 20 years - and it really annoys me when my husband has an adult account with all the perks because he is the primary member, however I am the one who pays the account, I'm also an adult, and I deserve the same rewards that he gets. If you are going to discriminate with these accounts, just get rid of them.