So I have been trying to remove my payment option from my account. I used an american express gift card to sign up for 2 months of gold. When those months came to an end, for some reason my Live (Gold) it renewed itself. I don't want to be banned or suspended as this has happened to a friend of mine and he is now suspended from Xbox Live. I have tried removing my payment option but it says it is currently in use even though there is no money on it. Please Help Me!