My son got his XBox for his 10th birthday. He also got a prepaid 3 month Xbox live card. He filled in the info and agreed to the terms. But he is 10, he didn't read it...like most kids his age. He modded his avatar. Now, he is banned til 12/31/9999. I think he should be banned for a couple of months. But not for the rest of his life. You can't take something a 10 year old signs to court and it be upheld. Xbox should have like ipods, iphones or ipad has where you can't do anything til there is a valid credit card # on the account. That way, parents can read the terms before they start playing online. I don't understand how xbox can hold a 10 year old responsible for not reading their terms for xbox live, where they do nothing to actually the users age agreeing to it. His banned gamer tag is mort 2016.