I'm putting this here, in hopes they consider a WALLET. Banks thinking multiple micro transactions are Fraudulent.
Twice now, My bank has blocked my account ( bank withdrawal ) , because of multiple purchases from this new XBOX payment system. I won't name the bank, but it rhymes with Smells Blargo . Twice, I they have called me with a recorded message saying I need to confirm with a Smells Blargo agent on the phone about purchases I made because they have been allerted to fraud detection. Even after the first time, I told them, and to exempt me thereafter to the same name, they still block it. by the time each call is completed, they have me on the line with someone trying to get me to invest my account better into CD's or something.
Hey, I am glad banks protect my money, and keep out fraud, but this bank goes waaaaay too far. nothing I can do about that. hwoever, I can hope Microsoft implments some kind of Wallet feature, like Sony and Steam. that way, we can plop in 50 dollars, instead of being forced to buy 20 $0.99 items.