on September 25, 2011, i was awoken to a call from my bank stating fraudulent charges may have been placed. they stated that 2 charges to xbox live were made. im thinking to myself, "i just bought the 2 year promotion for $85, i should have over a year and a half left." so i get online and see the 2 charges, one for $74.99 and one for $29.99. basically, someone bought a family plan and put them self under the account, then bought 6000 points and transferred it to there account. ALSO, they took 400 of my original points. i called Xbox live and started the investigation process immediately. AFTER, i got off the phone with them, i realized i should check my email for any mail about the situation. and sure enough i had 3 emails.
1st was Purchase Confirmation for 6000 microsoft points
2nd wasGold family 12 month purchase
3rd was a Points Transfer transaction from your account was successful, the Recipient being RancidBloom3
in all, i was taken for $105. yea, they got me. this is some BS