The fix for most people has been somewhat simple. 1. Sign out of your live account (if you are s"igned in via your xbox at the time.) 2. Log onto your XBOX acccount, go to your billing information, remove all forms of payment you have listed. 3. Re-enter
your primary form of payment. Insure that the site returns you to the main account screen. If it does not, then you may get an error stating there is an authentication issue with your form of payment. If so, review your information and then retry submitting
it again. 4. Sign back into XBOX Live. Everything should work now.
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