I recently turned 18. 18 is the requirement to upgrade your child account into an adult account, but the problem is, that i will not allow me to. When i go to upgrade my account to an adult account it's asking me for a credit card. i have my parents credit card on my account currently, but it's asking me for another, and i cannot remove my parents credit card from my account, which would be ideal since I dont want them to pay for my Xbox live annually which i want to do by time cards. So pretty much i'm asking could i get my account upgraded to an adult account and get my parents credit card information removed from my account .