I was just playing Black Ops and it disconnects me from live I tried signing in and it said it was suspended until I add a new credit card. I have no intention on adding one because my very first xbox account got hacked because of it.
There's nothing anyone on the forums here can do for you. That is an issue with the billing and usually with a message saying it needs a new card means it was on a card and it couldn't process a charge. Call support - 800-4MY-XBOX.
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