My live account has been suspended due to payment option. I have not bought anything with the credit card recently and i would to know as of why my account has been suspended . I found this out from launching GTA IV PC on Steam and logging into GFWL. I don't understand why I was banned, considering on Thursday (February 22nd) I was playing GTA IV on PC. Why have I been banned due to payment option? Also, let me add, that this is the very first time I've been suspended on Xbox live.