My account (GT: Zomba13) was suspended apparently due to a payment problem. This is probably because the account was first payed for by my father as we shared the account back on the original xbox and he kept paying as it was easier. His card expired a bit ago and I thought that I'd just lose gold at the end of it (which I'm fine with) but my account has been suspended and I can't play ANY of my XBLA games. I mean I can, but it's saying I don't own them. I've even changed the payment thing to my card as that is what it seemed to want but I'm still locked out of my games and quite frankly don't even want XBL gold any more.
Is there a way to just get my account back to silver? That way I can play my games and buy stuff right? I really don't want to pay for this service any more but I suppose if I need to pay for months that I had but weren't charged for due to my fathers card expiring I will.