What is the point of having a User Account when I'm the only one on the computer?

Right click start, click run, enter netplwiz, uncheck Users must enter a user name and password to use this computer.

Enter information in Users for this computer.

Click Apply, click OK

Just a little thing;  If there were no user account the anyone in the world could access the computer and get all of your information.

They try that any way and that is what the security programs, Windows Defender and Malwarebytes, are there to help you.

Thank you.  I'll see how that works.  Let me know if you can recommend a good article on User accounts and their purposes.  It bewilders me. 

https://www.sevenforums.com/tutorials/507-built-administrator-account-enable-disable.html

Note

https://www.sevenforums.com/tutorials/181024-user-account-create.html

   Note

That is for a single user, as well as multiple users.

And if you have problems with the operating system, it is not irrelevant to explain the different types of accounts.

You asked about User Accounts and their purposes.

That's what I gave you.

You need to know this to use your computer correctly

And in your original question you touched on the subject of Admin Accounts, which is also explained for you.

Just doing a new install and for some reason it set up a single account as an Administrator.  Normally it sets up a user account.  It did ask me for this later as well (I think) this time and I titled it but then for some inexplicable reason it didn't seem to appear again and I just started getting things working through the Admin account.  Well now, hours later, I realize that probably wasn't so wise.  Normally I've read people recommend setting up a user and using the Admin account only when needed. 

Well obviously we can't get away from the Administrator account!  Right?  :) 

So can one just set things so the user has all the power of the Administrator?  So many times I need to "log in as Administrator" to do stuff.  Must have done something wrong in the install.

I guess what we all want as a single user is to have the power of the Administrator but have it set up where an intruder wouldn't have that power.  Does anyone know how to do that?  Surely this can't be difficult.  I find the hierarchical type system Microsoft uses absurd.  They can't even name things logically.  Levels should have clearly defined names.  Instead you have

Administrator

Administrator User

Authorized User

Users

Guests

Probably several more.  Do you see how ridiculous this is?  I often see this in tech.  Designers in this field seem to think its cool to flout convention for no other reason than to be different.  Its not cool people.  Its stupid, plain and simple.  Think of how well a car would sell if the steering wheel, brake, clutch and gas pedals were in different areas.  If something works fine you don't change it unless you have a clearly superior design.  That's good thinking in design.