Introduction
Microsoft Family allows you to control what your child(ren) is/are up to online, and on any Windows PC/Device - If they are on Windows 8.1 and higher, and using their own Microsoft Account.
You can do many things, like: managing time, seeing what they have been up to online and on the computers - including on the Xbox One. Throughout this article, I will be showing you how to add money to your child's account, so they can go and buy things from the Microsoft Store - either on Xbox One or on Windows 8.1 and 10. This is the best way to ensure they don't use your credit card, or bank details, and put you into debt whilst they go on their spending spree. It is also easy to do, and only takes a few minutes.
When adding money via the steps in this article, you are choosing to add a Gift Card to their Account. You can gift games if you want to. Learn more on how to do this here:
https://news.xbox.com/en-us/2018/05/10/pc-digital-game-gifting/
Details
First your child(ren) will need to be connected to your Microsoft Family, here: https://account.microsoft.com/family/
You will need to ensure your signed into your Microsoft Account, and that your signed in as a parent/guardian. After that, you will come to a page like this one.
On this page, you can view everyone in your Family. To add money, you need to go to the Add Money option under the child's account you wish to add money to. You can see where the option is, in my screen capture underneath.
Once you have selected that option, you will be taken to a new screen where you can select the amount you want to put on their account, from the options they present you. As seen below,
After you have selected your amount, please select next. It will then get you to confirm your bank details and banking information. You will need to select next/yes before it can begin to authorise the payment. Once the payment has been authorised, it will put the credit amount onto the child's account.
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I hope this article has helped you, and now your able to put money on your child's account. The good thing about doing it this way, is they can use the money you give them to buy things from the Windows/Xbox store and they wont see your bank and billing information. Which means, they will not be able to use your bank details to go shopping, and can only use the money you give them.
For more information about Microsoft Family, please check their FAQ page here: https://account.microsoft.com/family/FAQ/