Hello Brian,
I am Sumit, an Independent Advisor here to assist you.
You should be able to sign in using a password if you forgot your PIN.
https://www.tenforums.com/tutorials/14699-reset...
Does the option not appear when you click I forgot my PIN?
(Screenshot from Windows 11, but the option is same)
Content on the above blog is written by a Windows MVP so it is safe. However, do watch out for the ads.